Friday, August 11, 2017
Tuesday, August 8, 2017
Respected Prime Minister Shri Narendra Modi ji,
Respected Finance Minister Shri Arun Jaitely ji,
First of all I extend my sincere thanks in anticipation that you will spare a few minutes of your valuable time to read and take suitable action in the matter.
I am a senior citizen and on 01.08.2012, I put Rs 40 lakhs in a nationalized Bank for 5 years. I was being paid an amount of Rs. 35,352/- every month (of course subject to income tax) enabling me to lead a worry free life financially. Now on maturity I have reinvested the amount in the same Bank and I will be paid Rs. 26,489/-; a shortfall of Rs. 8863/- i.e. 25% over the previous return, per month. Can you please advise me from where I should make good the loss or sacrifice consumption of medicines or atta or dals or vegetables or fruit or milk or what?
Practically your government after taking over in 2014 has done nothing for senior citizens. No additional facilities extended but withdrawal of what existed in 2014. No commodity or provision item is available at the price of 2014.
Yes you have been able to bring down the figures of inflation and indices but not the actual prices. Every off and on the prices of some essential daily use items go rocket high like dals, chana/besan, salt, onion and now the tomatoes. At that time we cannot even dare see those items.
I know you have political and the theoretical replies for these issues like interest on deposits and advances in banks depend on demand and supply. The prices of daily use items vary with seasons being agricultural products. But the straight upward shoot of prices cannot be justified by these reasons. If the government wants to provide cheaper credits to the trades and industries, it should not be at the cost of depositors. Banks are sitting over volcanoes of NPAs and all good money is being diverted for bad money.
But is it not the duty of the government to enable the senior citizens to lead a respectable life who have spent their golden years in serving various organizations and finally the nation? Government cannot see the other way. I am at a loss to understand from where this deficit of 25% be met.
Is any of the minister/MP/MLA is ready to cut his salary and allowances by this percentage? If not, then why the public especially the senior citizens?
Perhaps it is because that, like you, we do not have the power to fix our own salaries, allowances and perqs and getting everything for full year, for sessions of total of 3 months and that too attending sessions at their sweet will. When the matter of increasing your salaries comes, you pass the same just in 2 minutes with no discussion, with all heads together be it from ruling or opposition benches. For this increase, you totally over look the cost to the exchequer, deficit, economics and any other factor.
The government had started a scheme for deposits of senior citizens and the rate was 9.20% but In July, 14 it was reduced to 8.3%; the amount limited to Rs 15 lakhs. This is totally unjustified. The rate should be a minimum of 12% and the amount limit should be equal to what a person gets as terminal benefits. The government should ensure financial respectability to the senior citizens to walk with their heads straight.
I am sure you will understand the plight of the people whose good part of expenses comes from the interest of their savings of life time.
Sorry if I have offended you in any way.
Tuesday, July 18, 2017
Friday, July 14, 2017
India's water availability through rivers is depleting at an alarming rate. We have only 75% of what we had in 1947. By 2030 we will have only 50% of water we need for survival. If the country / govt and citizens don't take combined immediate action, future generations will have extreme hardship. Do you know Cauvery does not reach the see? It has dried up 75 km before its destination.
The solution lies in planting (forest) trees in govt land, fruit trees in private land all along the river banks to a width of 1 km on both sides. We need to create a policy at central / State levels to save rivers. It is a long time plan. When properly implemented results would show up after several years.
Isha Foundation led by Sadhguru Jaggi Vasudev is conducting a national level rally to create awareness on this issue. Sadhguru himself would drive from Kanyakumari to Himalayas starting from 3rd Sep ending on 2nd October in Delhi. Sixteen Chief Ministers are joining and supporting. Draft policy document will be presented to govt on Gandhi Jayanti Day in Delhi.
Please see the pamphlet attached. If you wish to support this cause just give a missed call to 8000980009. Your family members may have many mobiles. Request them to support in similar way. Only one call per mobile number will be counted. It is to impress upon the govt that public are with them or that a policy is their (public's) demand.
Dr P Vyasamoorthy
040-27846631 / 09490804278
NPOP is an acronym for "National Program for Organic Production" also
Tuesday, July 11, 2017
Isha Yoga Ashram, Coimbatore – Some observations
Well laid out buildings with safety and security
You can observe unexpected elements of architecture / design: steps are of uneven height, electric switches are in unexpected places, security check where you least expect it etc.
No footwear or talking in temple area
No walking and talking over mobile phone
Helipad for Sadhguru’s Helicopter landing / taking off
Water resistant ID tags for the wrist – you can wear them for 5-10 days!
Two eateries / canteens (plus free Ashram Food for residents from Central kitchen)
Over 40 types of lunch menus of various types are prepared every day in central kitchen for different groups like: School Children, Bramacharys, teachers, volunteers, residents, participants in several courses, people observing Silence / fasting etc
Two schools in the campus
Each and every cluster of buildings fenced and cordoned off: Schools, residential blocks /areas
Only about a fourth of total facility is visible / accessible to public
Mostly self sufficient in terms of vegetables from own farms for the kitchen.
Food served is wholesome, hygienic, nutritious and offbeat. (ex: white Rice once a week!)
Volunteers are committed: yet to see a volunteer getting irritated or raising his voice
Almost everyone greets each other by folded hands – Namasthe!
People observing SILENCE wear SILENCE badge and are not to be spoken to or disturbed in any way!
Plenty of foreigners, youngsters, youth, young-adults flock to courses. So spirituality is not for the old or retired!
Public event attendance ranges from 200 to 7000! Ashram has expertise to organize quickly huge events right from chairs, tents, water, food, toilets, public address system, streaming video etc
Most of the work carried out by willing volunteers both local and foreign.
Thousands of visitors daily especially after installation of 112 feet Adiyogi statute – this has become a tourist attraction – lot of visibility after PM’s participation last Shivaratri. There is a Shivalingam consecrated (worshippable)at the base of the statute.
Theerthakundam for men, Chandrakundam for women, Lingabhairavi Devi Temple, Dhyanalingam are other spots to see.
LED lights throughout the campus
Lights are off between 8:00pm and 10:00 pm on Full Moon day and two nights earlier to it.
Electric scooters / two wheelers
No bells for bicycles
Solar power for hot water in living area
Separate facility for each block for washing and drying clothes
Surrounded by forest and Velliangiri mountains: full of greenery, peace and salutary environment
From residential quarters one could chance to see peacocks, wild boar, elephants, leopards, mongoose, snakes etc.
Plenty of unfamiliar insects and wildlife / wild growth
Apart from teaching yoga, education, production and sale of health & food related products, forestation, agriculture are other activities.
Current concern for next three months: Impress upon ALL stakeholders -- 16 state governments and the central government -- to save our rivers, by planting trees along river banks.
Monday, June 26, 2017
Some of the most crucial features of health insurance plans for senior citizens in India are mentioned below:
Here are some Best Plans
HDFC Critical Illness Insurance
Red Carpet Plan by Star Health
Optima Senior by Apollo Munich
Heartbeat by Max Bupa
The Bottom Line
Monday, June 19, 2017
Sunday, June 18, 2017
Saturday, June 17, 2017
Random thoughts rendered into couplets
Why are our fears very acute during the night
but they appear, during the day, so light?
Old dhoti, at your butt, will tear
if you bend without sufficient care
If you push it in, after peeing, without care
Remember, gentlemen: light colored pants are a scare!
Prompted by Suren, I learnt a lot about crop dusting
And the art of farting in public - not all that I read was disgusting.
"Sleep Well" is reliable brand of Agarbatti
As it contains citronella -- a powerful "kosu-viratti"
In the Voter Application form from a third gender, is it true
That Father is substituted by the applicant's 'Guru'?
"Supra Eco Homes" claim that even elevators work on solar power
As if there would be sunshine all through 365 days of the year
Raw Mango, Ridge gourd or bottle gourd peels
Are good for making chutney, don't you feel?
Croma electric kettle has the worst deceitful design
You can't clean it or close the lid, once open, again.
Before getting angry, will it not be nice
If you can realise it is a regrettable vice?
Friday, June 16, 2017
Sunday, June 11, 2017
At-the-Gate advertisements: So called “No Parking” sign boards
During my evening walk I stopped by a house near our colony park. What arrested my attention was the fact that this house in particular was strange. The compound wall entertained a large number of “No Parking” sign boards that are put up by vendors who want free advertisements in lieu of pleading on your behalf that public should not park their vehicles in front of their gates. There were almost sixteen sign boards.
What could be the motive behind that resident allowing so many boards? Was he just tolerant? OR he does not care how his property is being abused? Or he has struck a deal with vendors to pay him a small fee every month? Or he is very particular in telling the world that he would not, at any cost, tolerate parking in front of his gate? I feel the reason could be a mixture of any of these.
All such sign boards have a few things in common. All of them refer to some service or product or facility available in the neighbourhood – location specific. All of them face competition – there are more than one to compete. Normally I find schools, Data / Internet / Telecom companies, Fashion / hairdressers, dentists, supermarkets, eateries etc.
There are some owners / residents who are peeved at this imposition. Some wait and watch and shoe away guys who are tying them. Some cleverly remove (cut out) the advert part and keep only “No Parking” part. Some place many boards one over the other to irritate the mischievous vendor.
Some simply tear and throw them away. Some display “Beware of Dog” board even when they don’t have any dogs.
Strangely the Bangalore Municipal Corporation thought that they are losing a lot of revenue through this insidious way of avoiding advertisement fee payable to the municipality. Some years ago they roamed around, colony after colony, identifying offenders to take them to task. They did not succeed I understand.
What is your take on this issue? Is this an issue at all -- it is just making mountain out of a mole hill? Years ago, I read a very humorous story (article) on this topic, by a lady journalist. I am unable to retrieve it. Can anyone help?
Wednesday, June 7, 2017
Empty Asafoetida Container (=EAC)
Hing in English is Asafoetida. Decades ago, there was (and still is) a popular brand of edible hing called LG, produced (packed?) by LG Godhu Co. It used to be sold in rectangular tin containers. Hing, a vegetable origin resin, gum like substance, used to come in small one inch by two inch blocks. They will be wrapped in dried leaves and packed into paper cartons or tin boxes.
After the hing has been consumed the empty metal container was used for storing tailoring needs, cash, small pencils / erasers etc. The empty box used to emanate strong smell years after the box being empty. The feature is commonly known as “PaZhaya Perungaaya Dabbaa” (Empty Asafetida Container) in Tamil.
Now I am coming to you and me. Like EAC we seniors also behave. We live in past glory. We live in memories. We talk of friends and relatives connected with us who are famous, big, well known etc. Live in shadow glory. Intrinsically inside us there is nothing much left now. Even future is limited or nothing guaranteed. But we keep harping on the past often regurgitating pleasant memories. Replay. Why do have this weakness I fail to understand. Do you?
Sunday, May 28, 2017
This summer, why not count your blessings?
In summer we generally fret and fume about hot sun and sultry weather. I keep lamenting everyday that the temperature – in Hyderabad - is touching 43+ degrees Celsius, or about that range. Reading the weather report and news how others in neighbouring districts / states are faring leaves you all the more frustrated. You take all precautions before venturing out for any work – wearing caps, taking umbrella, drinking water etc. If we learn to count our blessings, psychologically our sufferings will be low and bearable. Let me enumerate some of the advantages of blistering hot weather.
- · Clothes dry up very fast; no need to put them for drying inside the house after evening.
- · Mosquitoes vanish; they cannot survive in that dry heat
- · Preparing Papad, Vadiyalu or Pickles is easy
- · Curtains and bed sheets may be washed and dried quickly
- · We can enjoy cold water bath – no hot water necessary - saves energy
- · Butter for bread melts easily
- · We can enjoy ice cream, various juices, deserts etc
- · No one can forget Mangoes, Munjal or Sugar Cane Juice
- · We can put off work involving moving around blaming it on the heat.
- · If at you stir out, you can enjoy traffic less roads
- · You can enjoy reading books in natural sun light
I can list out some more. But why not you contribute?
Thursday, May 25, 2017
I feel like a tiny insect caught in the web of procrastination.
Who is this spider at the centre,
frightening to devour / destroy me completely?
Is it the demon of laziness?
Lack of determination grit or will power?
Fear of venturing out?
A sense of incompetence?
Or, self assumed distorted view about one’s time?
Well, what is that?
That central creature
Whatever that may be
Is playing havoc every night
With my poor rattled soul;
I live like Dr Jekyll and Hyde
Dr Jekyll by night and Hyde by day.
During the nights I make pious resolutions
Which only evaporate during next day.
It shows an accusing finger at me
Condemning me squarely –
You - good for nothing fellow.
When will I kill that demon and set myself free,
How and with whose grace,